Credit cards VISA Classic and VISA Gold
Visa Classic and Visa Gold international card from MKB Unionbank – a way of life.
With Visa Classic / Visa Gold international card of MKB Unionbank you:
- have the opportunity to choose from three currencies – BGN, EUR, USD ;
- use a grace period of up to 45 days for non - cash payments ;
- get annual interest accrual on your current account funds ;
- can also have additional cards issued for you and your family ;
- can get your salary or other income directly on your card account ;
- can make payments in merchant outlets or via Internet , withdraw cash from ATM or POS terminals , make reservations and pay for your hotel , rent a car – anywhere where you see the logo of VISA;
- are entitled to use free of charge medical travel insurance with bank card payment of a tourist package ( hotel , flight ticket , rent a car , etc .) or another service related to travel abroad. The service is valid 365 days and is automatically renewed upon card renewal;
- Visa Classic / Visa Gold card may be opened by private individuals and companies;
- free of charge monthly statement showing all transactions on your card ;
Enjoy the following benefits:
- free of charge opening of account
- free of charge cash withdrawal from MKB Unionbank cash desks
- free of charge activation
- no annual fee for card service
- no fee for receipt of funds on the card
- no commission for payment of goods and services at POS terminals with merchants in Bulgaria and abroad
- no fee for delayed payment of due amounts on monthly statement / for Visa Classic cards with extended credit /.
- Validity – 2 year , with ex officio card renewal upon expiry of card validity .
MKB Unionbank offers two types of cards:
- Visa Classic / Visa Gold with minimum non-declining balance
- Visa Classic / Visa Gold with extended credit
Maximum credit amount:
- Visa Clasic - up to BGN 6,000 for individuals and up to BGN 25,000 for companies.
- Visa Gold - up to BGN 20,000 for individuals and up to BGN 50,000 for companies.
Types of collateral on Visa Classic international card with extended credit:
- Surety
- Blocked limit on stand-by credit
- Other acceptable collateral according to the Bank ’ s loan transactions rules .
Card use security:
- The card is personal and the name of the card holder is indicated on its front side ;
- Access to the card funds from an ATM is possible on entry of your individual PIN code , while transactions at POS terminals are validated by your signature ;
- You can change your PIN code on the ATM (in Bulgaria) at any time ;
- Should you forget your PIN code , MKB Unionbank shall provide you with a new one ;
- The Bank shall carry out on your behalf contestation procedures related to fraudulent card transactions .
In case of card loss or theft you should immediately call the following phones for card blocking:
- during business hours : +359 2 9153326; +359 2 9153222
- after business hours : +359 2 9802235; +359 2 8112625
Related documents: Еxtract of the terms and conditions for group travel insurance, Рroof of insurance