Home / Corporate banking / Bank cards /

Credit cards VISA Classic and VISA Gold

Our offer Taxes and conditions I lost my VISA

Visa Classic and Visa Gold international card ­from MKB Unionbank – a way of life.

With Visa Classic / Visa Gold international card of MKB Unionbank you:

  • have the opportunity to choose from three currencies – BGN, EUR, USD ;
  • use a grace period of up to 45 days for non - cash payments ;
  • get annual interest accrual on your current account funds ;
  • can also have additional cards issued for you and your family ;
  • can get your salary or other income directly on your card account ;
  • can make payments in merchant outlets or via Internet , withdraw cash from ATM or POS terminals , make reservations and pay for your hotel , rent a car – anywhere where you see the logo of VISA;
  • are entitled to use free of charge medical travel insurance with bank card payment of a tourist package ( hotel , flight ticket , rent a car , etc .) or another service related to travel abroad. The service is valid 365 days and is automatically renewed upon card renewal;
  • Visa Classic / Visa Gold card may be opened by private individuals and companies;
  • free of charge monthly statement showing all transactions on your card ;

Enjoy the following benefits:

  • free of charge opening of account
  • free of charge cash withdrawal from MKB Unionbank cash desks
  • free of charge activation
  • no annual fee for card service
  • no fee for receipt of funds on the card
  • no commission for payment of goods and services at POS terminals with merchants in Bulgaria and abroad
  • no fee for delayed payment of due amounts on monthly statement / for Visa Classic cards with extended credit /.
  • Validity – 2 year , with ex officio card renewal upon expiry of card validity .

MKB Unionbank offers two types of cards:

  • Visa Classic / Visa Gold with minimum non-declining balance
  • Visa Classic / Visa Gold with extended credit

Maximum credit amount:

  • Visa Clasic - up to BGN 6,000 for individuals and up to BGN 25,000 for companies.
  • Visa Gold - up to BGN 20,000 for individuals and up to BGN 50,000 for companies.

Types of collateral on Visa Classic international card with extended credit:

  • Surety
  • Blocked limit on stand-by credit
  • Other acceptable collateral according to the Bank ’ s loan transactions rules .

Card use security:

  • The card is personal and the name of the card holder is indicated on its front side ;
  • Access to the card funds from an ATM is possible on entry of your individual PIN code , while transactions at POS terminals are validated by your signature ;
  • You can change your PIN code on the ATM (in Bulgaria) at any time ;
  • Should you forget your PIN code , MKB Unionbank shall provide you with a new one ;
  • The Bank shall carry out on your behalf contestation procedures related to fraudulent card transactions .

In case of card loss or theft you should immediately call the following phones for card blocking:

  • during business hours : +359 2 9153326; +359 2 9153222
  • after business hours : +359 2 9802235; +359 2 8112625
Internet banking Login  |  Learn more

Regional corporate centers of

MKB Unionbank:

SOFIA - 10-12, Damian Gruev, Str.; tel. 02/ 9175952

PLOVDIV - 24, Hristo G. Danov Str., tel. 032/ 623075

VARNA - 3, Ekzarh Yosif Str.,              tel. 052/ 684767

VELIKO TURNOVO - 29, Bulgaria, Blvd.; tel. 062/ 615461

PLEVEN - 2, Danail Popov, Blvd.,      tel. 064/ 880371; 880372

BURGAS - 2, Ivan Vazov, Str.;              tel. 056/ 879895, 879865