Consumer loans
You are planning repairs... Each year you save money, in order to buy the desired furniture... You want a quality education for your child... Your dream is unforgettable holidays or a journey...
And you might also have other unimplemented plans? For all that you need a lot of money. There are several solutions, but the consumer loan by MKB Unionbank is one of the best for you.
There are numerous benefits from this loan:
- You spend the money for what ever you want to – the application does not require any proof at all.
- You are granted a free-of-charge insurance for your life and working capacity (for borrowers up to 65 years of age).
- You could repay your credit in advance without limitations.
- You are entitled to more than one user's credit, if you comply with the requirements of the bank.
Parameters of the loan:
- Currency – BGN or EUR.
- Amount – max. 12 000 BGN or max. 6 000 EUR.
- Maximum maturity - 96 months, regardless of the amount of the loan
- Collateral: ortgage or warrant;
The number of guarantors shall be determined according to the amount of the requested credit:
- max. 7 000 BGN /or their equivalent in EUR/ incl. – 1 guarantor;
- from 7 001 max. 12 000 BGN /or their equivalent in EUR/– 2 guarantors.
- Bail of receivables under employment contract or other receivables;
Interest rates:
Consumer loans with 2 guarantors:
- with bail of receivables under employment contract - in BGN - 16.95%, in EUR - 14.95%
- without bail of receivables under employment contract - in BGN - 18.95%, in EUR - 15.95%.
Consumer loans with 1 guarantor - from 14.45% in BGN
Repayment - in equal monthly installments.
In order to obtain a loan from MKB Unionbank, you should comply with the following requirements:
1. To have a permanent residence in Bulgaria;
2. To have regular income from:
- permanent employment contract, contract for management;
- rent, business activity or other non-employment relations /if you are self-employed, notary public, have a private medical practice etc./;
- pension, received on account with the Bank for at least 1 month.
- you are not subject to a military service;
- to have an income, sufficient for servicing the loan.
- the maturity of the loan added to your age should not exceed 70 years.
For more information regarding our consumer loans please contact us at your favourite financial centers. It is our pleasure to be at your service.