Debit card VISA Electron
Charges and commissions applied to the International Visa Electron Debit Card
General terms:
| Issuance | free of charge |
| Renewal of the Card after expiry (validity term - 2 years) | free of charge |
|
Reissue of a Card, which validity has not expired (lost, stolen, damaged) |
BGN 3 |
|
Changing of data related to the card usage (account number, limits, etc.) |
BGN 2 |
| Minimum account balance required | BGN 15 |
| Annual interest rate in BGN | 0.30% |
| Annual interest rate in EUR | 0,25% |
| Annual interest rate in USD | 0,25% |
| Monthly card fee | BGN 0,45 |
| Inclusion of SMS and e-mail announcement service | free of charge |
Transaction fees:
| Purchase of goods and services on POS terminals in Bulgaria | free of charge |
| Purchase of goods and services on POS terminals abroad | free of charge |
| Cash withdrawal on АТМ in Bulgaria | BGN 0,22 |
| Cash withdrawal on АТМ from another bank in Bulgaria | BGN 0,82 |
| Cash withdrawal on АТМ abroad | BGN 4 + 1% |
| Cash advance from MKB Unionbank POS terminal | BGN 0,22 |
| Cash advance from other banks’ POS terminals | BGN 4 + 1% |
Other charges:
| Blocking/ unblocking of a card | BGN 7 |
| Unjustified claim on transaction | BGN 20 |
| Generation of a new PIN code | BGN 3 |
|
Change of a PIN code in Bulgaria |
free of charge |
| lance check-up on АТМ in Bulgaria | BGN 0,22 |
| Obtaining the card in a branch, different from the issuing financial center | BGN 2,50 |
| Unjustified authorization | BGN 5 |
|
Fees on charge back transactions conducted abroad:
|
EUR 270 EUR 270
|
| Card unblocking becouse of 3 false PIN codes | BGN 2 |
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